Car insurance is a mandatory requirement for all vehicle owners in Denmark. With a focus on safety, legal compliance, and financial protection, Danish car insurance policies offer a range of options tailored to meet the needs of drivers. Among the prominent providers, ABC Forsikring has established itself as a reliable choice, emphasizing affordability, customer service, and comprehensive coverage.
Types of Car Insurance in Denmark
In Denmark, car insurance is typically categorized into three main types:
- Liability Insurance (Ansvarsforsikring):
- This is the minimum legal requirement for all vehicle owners.
- Covers damages to third parties, including injury to other people and damage to their property.
- Does not cover damages to the policyholder’s own vehicle or property.
- Comprehensive Insurance (Kaskoforsikring):
- Includes liability coverage plus protection for the policyholder’s own vehicle.
- Covers damages caused by accidents, theft, vandalism, or natural disasters.
- Optional Add-ons:
- Includes roadside assistance, legal protection, or coverage for car contents.
- Often offered by providers like ABC Forsikring to enhance the basic coverage.
ABC Forsikring: A Trusted Danish Insurance Provider
ABC Forsikring is a popular choice for car insurance in Denmark, offering tailored policies to suit individual needs. The company is known for its competitive pricing and excellent customer service. Key features of their car insurance include:
- Flexible Plans: Options for liability-only or comprehensive coverage, allowing drivers to choose according to their needs and budget.
- Bonus Benefits: Reduced deductibles for claim-free driving periods, incentivizing safe driving habits.
- Coverage for Aftermarket Equipment: Protection for custom parts or additional vehicle equipment.
- User-Friendly Service: A simple claims process, online account management, and dedicated customer support ensure a smooth experience.
ABC Forsikring also provides tools for policyholders to manage their insurance online, making it convenient for drivers to update or review their policies anytime.
How to Choose Car Insurance in Denmark
When selecting a car insurance provider in Denmark, it’s important to consider the following factors:
- Coverage Needs:
- Evaluate whether liability insurance suffices or if comprehensive coverage is necessary.
- Add-ons like roadside assistance or theft protection can provide extra peace of mind.
- Cost:
- Compare premiums and deductibles across providers. ABC Forsikring is known for offering competitive rates without compromising on coverage quality.
- Customer Reviews:
- Look for feedback on claims processing and customer service. Providers like ABC Forsikring often score highly for their customer-centric approach.
- Discounts and Incentives:
- Check for discounts on multi-policy bundles or safe driving incentives.
Legal and Practical Considerations
- Vehicle Registration: Proof of liability insurance is required when registering a car in Denmark.
- Green Card for Travel: Danish car insurance often extends coverage to EU countries and beyond, but a Green Card may be needed for travel outside the EU.
- Claims Process: In the event of an accident, the claims process in Denmark is straightforward, and insurers like ABC Forsikring ensure swift and fair settlements.
Car insurance in Denmark is more than a legal necessity; it is a vital tool for financial and personal security. With providers like ABC Forsikring, Danish drivers can access affordable and comprehensive coverage options tailored to their needs. Whether it’s liability-only coverage or an all-encompassing policy, choosing the right insurer ensures peace of mind on the road.
The Danish government has taken a significant step towards accelerating the green transition. The Folketing (Danish Parliament) has decided to encourage more people to replace their old gas or oil heaters with heat pumps. Until 2023, Danes could apply for subsidies for this transition through the Building Pool (Bygningspulje), but this program has now been closed. From September 2023, Danes can apply for subsidies through the new Varmepumpepuljen.
The Structure of the Varmepumpepuljen
The details of the upcoming Varmepumpepuljen have been revealed. A regulation on subsidies for heat pumps is now freely available on lovtidende.dk. The regulation stipulates that future support will be available for new air-to-water heat pumps and geothermal heat. The conditions include that you do not have access to (planned) district heating, and your upcoming heat pump must be A++ or A+++ rated.
Like the old Building Pool, you cannot get a subsidy for a new heat pump for the summer house, but only for year-round residences. You must apply through an application portal, which will be set up on the Energy Agency’s website and on statens-tilskudspuljer.dk. The application portal will be launched in September 2023.
Subsidy Rates
The subsidy rates according to the regulation are as follows:
- For residential houses, the subsidy for an air-to-water heat pump is 17,000 kroner, and for geothermal heat, it is 27,000 kroner.
- For large air-to-water heat pump systems (buildings over 400 m2), the subsidy varies from 45,000 kroner for a 20 kW – 50 kW heat pump to 349,000 kroner for a heat pump over 300 kW.
- For large geothermal systems (buildings over 400 m2), the subsidy ranges from 65,000 kroner for a 20 kW – 50 kW system to 410,000 kroner for a system over 300 kW.
The Varmepumpepuljen is a significant initiative to promote the use of more energy-efficient and environmentally friendly heating solutions. It is a clear indication of the Danish government’s commitment to the green transition and a sustainable future.
The way a heat pump is designed makes it possible to use every kilowatt hour efficiently, resulting in the emission of three to four times as much heat in relation to electricity consumption.
Potential savings
According to Green Power Denmark‘s calculations, heating an average 130m2 house with natural gas cost approximately DKK 28,726 in 2022, while using a heat pump cost only DKK 13,136. The cost of heating a house with natural gas has increased by DKK 11,400, compared to just DKK 5,300 if the same house was heated with an electric heat pump. This means that the annual savings from using a heat pump instead of a gas heater increased from DKK 9,459 in 2021 to DKK 15,590 in 2022.
Therefore, even though electricity prices rose significantly in 2022, heat pump owners fared much better than those with natural gas heaters thanks to the high energy efficiency of heat pumps.
The cost of a heat pump
A heat pump is more expensive to purchase than a natural gas heater. Expect to pay from DKK 135,000 for a quality heat pump for an average single-family home for a standard installation. The price depends on the size and type of the home and heat pump.
Subsidy options
If you live in an area without district heating, you can apply for the Energy Agency’s subsidy pool for heat pumps, which they expect to open in the first quarter of 2023. Remember that you must not enter into a binding agreement with a supplier before you have received a subsidy commitment.
If you switch from natural gas heating to a heat pump, your gas connection must be disconnected. You can also receive a subsidy for this.
Our calculations show that the cost of a heat pump is typically recovered within 6-10 years, taking into account the reduction in electricity tax and subsidies from the Energy Agency’s subsidy pool.
A greener heating solution
In addition to the economic benefits of a heat pump, you also get a solution that saves the environment from CO2. By using the energy that is already in the air or ground, a heat pump can produce heat that can be distributed throughout the home’s heating system.
The low CO2 emissions mean that your home’s energy rating can be up to two levels better if you replace your oil or gas heater with an air-to-water heat pump or a ground source heat pump.
Try the calculator at Varmepumper and get a rough estimate of the financial benefits of switching from your current heating solution to a heat pump. The calculator is free to use, and it only takes a few minutes to calculate your savings:
Denmark is a small country but if you want to visit it for holidays then it is one of the most amazing places to be, it does not matter whether it has a small region but in reality there are great landscapes that you can visit and feel all fuel and refreshed up. There are many charms in Denmark, like its glorious beaches, and the amazing fairy-tale castles, lush green forests, moderate climate, and last but not the least, friendly citizens.
Denmark is a place you must visit in the holiday season with your friends and family to rejuvenate and get the real essence between modernism and nature. The most amazing places to be are;
- Frederiksborg Palace
The Frederiksborg Palace which was built in the early part of the 18th century is still one of the most glorifying and historic site in Denmark, it also holds the Museum of National History. There are many activities for the visitors, you can roam the halls of the castle and have a look at the huge collection the art work present there. Remember, if you are there then do not miss the gardens! Especially the one which lie on the far side of a lake, they can be easily crossed by boats.
- The Viking Ship Museum
If you find history fascinating and like to know about things then the Viking Ship Museum at Roskilde is the place to be. The most attractive feature is that the visitors can see the Viking ships that were discovered in Roskilde Fjord. Also there are also many destinations paved in such a way that they attract the younger ones. Another prominent feature that enthralls many is that there is boat yard which still use the same methods which are same as the Viking shipbuilding techniques,
- Skagen Beaches
When on holidays, a trip to beach is an ultimate must! Skagen is a place which people opt for a relaxing and peaceful vacation. What people mostly like about the beach is that it is lovely, windswept and desolate. And the most unusual part is the lightening at the beach, it is extraordinary beautiful that even many painters and artists tried to paint it. From the Skagen beach you can also go to the Råbjerg Mile, it is Denmark’s biggest moving sand dune, with a church that is entirely buried in sand less some barely visible steeple.
- Legoland Billund
If you’re the one with little children then you must visit Legoland Billund, the miniland display is what makes it highly interesting and attractive, and there are miniature display of many world famous buildings and places, which are build up of more than 50 million LEGO bricks.
- Den Gamle By
Den Gamle By is a very different kind of museum; people who are interested in olden things would definitely pay it a visit. What makes it unique is that it is an open air museum in the city of Aarhus. There are nearly 100 historical structures collected from all corners of Denmark, along with toy museum, which attract both the adults and children where there are costumed re-enactors who demonstrate the lifestyle of a bygone era.
“Going by car to the sights in Denmark is easy and safe.”, says Daniel Andersen, owner of Bilforsikring.
Denmark has been called the happiest country in the world. When you taste the food there, it’s easy to see why Danish folks can’t help but be happy. Visiting Denmark soon? Then keep an eye out for these must-try dishes that will make you as happy as the Danes!
- Smørrebrød
If you find yourself craving a sandwich around lunchtime, pop in one of the many cafes for this open-faced sandwich. Typically, it consists of rye bread topped with a variety of interesting toppings. You’ll find shrimp or even raw herring, hardboiled eggs, vegetables or meat. Choose the one that speaks to you.
- Æbleskiver
Searching for something sweet? Then make sure you get your hands on these small stuffed pancakes. The most common filling is apple and they usually come sprinkled with sugar. A side of marmalade is common too, adding to the sensational sweetness without overloading it.
- Kartofler
Potatoes are a huge staple of Danish cuisine and you’ll be hard-pressed to find a meal that doesn’t include a side of them. You’ll find an astonishing variety of potato side dishes from boiled to mashed and even caramelized too.
- Wienerbrød
If you think you’ve had a real Danish, you haven’t unless you’ve had this. The pastry itself is more akin to that of a croissant’s texture and it’s filled with a sugary creamed butter mixture. It is every bit as delightful as it sounds.
- Frikadeller
For meat eaters, nothing could be more blissful than this fried meatball. You’ll find it made from pork, a blend of beef and pork, or even fish. Served cold with remoulade, fried onions, potatoes and parsley sauce, it makes for a hearty meal.
- Cheese
Of course, Denmark is famed for its cheese. With dairies and cheese factories everywhere, it’s impossible to miss out on the best cheese you’ll ever have. Enjoy a cheese plate with raw herring and fresh fruits to get the full Danish cheese-tasting experience from havarti, danbo, and of course, blue cheese.
- Gløgg
Ideal for warming up on cold days whilst catching a buzz, this mulled wine is an aromatic treat. Spices along with lemon and orange peels, almonds, and raisins all come together to steep for several days before it is served. Around Christmas time, it’s essential.
- Stegt Flæsk
Denmark’s most popular dish consists of pork fat swimming in parsley sauce. If you like bacon, you’ll be a huge fan of this tasty local dish.
- Millionbøf
Danish beef gets cut up into tiny little pieces, then served atop mashed potatoes, rice or pasta. It’s warm, filling and everyone has their own variation on seasonings so it’s worth trying anyplace you dine.
- Rababergrød
This popular summer dessert is made from boiled rhubarb stalks. Once it turns into a sugary syrup, it’s served up cold with heaping doses of heavy cream and sugar on top. Strawberries are usually added to the top to complete this sweet and fruity delight.
While you decide to travel around the world best places, how can one not add Denmark in it? Who can resist seeing a beautiful place, having amazing food, and having beautiful people all around us? I think no one. Because of the beauty which Denmark holds, people love to come here.
Here is a list of some must visit places when you are travelling to Denmark. Have a look
- The Wadden Sea (Vadehavet):
The Wadden Sea is the largest also newest national park of Denmark. Not only that, because of its ecological importance, it has also become a UNESCO World Heritage Site. This beautiful park extends along the southern West Coast of Denmark to the German border. You can take a day trip to this park from nearby towns such as Esbjerg, Ribe which is also the oldest town of Denmark. If you are one of the people who love birdwatching, you should definitely go to this place and explore the amazing wildlife this place has. You can also visit the fascinating towns nearby this park which are mentioned above. You will love every bit of it.
- North Bornholm and The Hammer:
Bornholm might be considered as a small island but it has got quite a variety of ecosystems and geography. In the north of it, you will find beautiful, stunning cliffs and amazing rocky beaches. And the south is full of sandy beaches. Surprise to know, that the sand here is not a common sand, it is so fine that once it was used in hour glasses. You will also see forests, fields, caves in between. This place is also full of history and has historic islands like Frederikso and Christianso. All of these sites are waiting to get explored by you. - Fur Island, Limfjorden:
The island of Fur has been considered as one of the most sharable places of Denmark. Fur is a unique and one of the most beautiful islands of Denmark. It is known for its pleasant and liveliness. It is considered as one of the most liveable islands of Denmark. From beautiful beaches to number of amazing activities of people, this place easily become people’s favourite once they get to visit this. The volcanic ash and moler which is a very rare sediment found in the region of Limfjord, they are all here. And not only that Fur’s moler landscape is also on the list of UNESCO World Heritage list. - Lille Vildmose:
Lille Vildmose is one of the largest protected natural area of Denmark. An area over 7600 hectares. It is larger than Wadden and Fano Sea. You can explore this area over the edge of Kattegat. And you can to go this place on foot, by bus or car which ever suits you the best. The place has got a variety of lakes, wild life and is a great place to hang out with your family.
So all you have to do now is pack your bag and plan on to visit Denmark, you will love it here.
Remember: if you travel around in car remember to have a car insurance (bilforsikring). Read more about insurance and car rental in denmark.
If you travel to Denmark you may find yourself in need of transport. Many Danes take the bike. But if you want a car you can either rent or buy a car. If you are staying for a longer period of time, the cheapest option may be to buy a car. Renting a car in Denmark can be quite expensive. But if you want to rent a car you should remember the insurance, or Bilforsikringen, as they say in Denmark.
Rental Insurance
The reality is that majority of individuals do not study insurance contracts, especially rental insurance or car rental and there is a huge lack of data in connection to consumers and what is contained in their personal insurance contracts.
Among the issues that this shortage of data presents is that it can cause wastage of cash. Each time you rent a vehicle you are questioned on the type of insurance you want. In general, the options are not to take any, which does not incur any expense. Alternatively, you could take liability cover which costs around $10 each day.
You then have access to a range of options to cover the rental car itself. The costs range from one firm to another and state to state. The comprehensive coverage option, that is inclusive of passengers, liability and the rental car normally amounts to around $25 to $30 each day. Majority of individuals are truly unaware of the options they need to select.
Liability
According to the law, the only insurance you should take out is Liability insurance. Each of the others is not obligatory. That is the initial and most vital element to keep in mind when you visit the rental desk, as well as the overall cost for your two-week holiday car is fast increasing.
The other factor you should be aware of is that in a lot of instances, you shall obtain cover from you present car insurance, to some level. To verify, you should examine your insurance policy, comparing with their personal car insurance. This will be transferred to the rental car.
But, it is not likely that full or comprehensive coverage shall be transferred from your personal car insurance. The reason is that comprehensive insurance is computed according to your car’s worth.
It is not the wish of insures to be in a circumstance where they fix your policy depending on your for instance, $15,000 car and then need to reimburse when you crash a rental of $40,000. Therefore, your policy shall show that just liability insurance is offered when you rent.
Credit Card Cover
But, it may still not be necessary for you to obtain insurance from the rental firm. The reason is that a lot of credit card firms, such as Visa and MasterCard provide this insurance if you submit payment for the rental using one of their cards. This is a great advantage when a credit card is used and should not be utilized. As mentioned, you need to consult your credit card supplier about the cover they offer.
However, the essence is, if liability is covered by your personal insurance and rental car is covered by your credit card, why pay $200 for additional insurance when you already have a cover?
In case you are uncertain about your insurance, it is advisable however, to take the policy of the rental company, particularly liability when on vacation.
You can try these rental agencies:
Before moving to Denmark you may consider travling there for a holiday.
Denmark is a small Scandinavian country in Europe but is quite famous. It is no doubt a beautiful country but it is not just its beauty that attracts tourists from all over the world to come and visit this place. It is the smallest of all the Nordic countries. The Kingdom of Denmark is a sovereign state that is comprised of Denmark proper, and two autonomous constituent countries of the North Atlantic Ocean; the Faroe Islands and Greenland. The country itself consists a peninsula, Jutland, archipelago of 443 islands.
Denmark’s capital is Copenhagen which is the largest city of the country and also the major commercial hub. Copenhagen has the most tourist attractions and arts and entertainment spots which is why it gets the most tourist traffic of the country. The country may be small but it does excel in many areas such as farming, design, green technology, architecture, and pharmaceuticals. That is enough for running the country’s successful economy. Denmark is mostly famous for its amazing Scandinavian cuisine as well. They have great food, people and country so why not visit it once and enjoy all that it has to offer?
The history of the country is quite interesting and its monarchy could be traced back to the Viking King Gorm of 900 AD. Their history is mostly influenced by the Vikings and Christianity. Though Denmark established a national Lutheran Church in 1536 after ending the powerful rule of the Catholic Church. It went on to become a member of the European Union in 1973 even though their currency Krone remains. It is also one of the founding members of NATO, the Nordic Council, the OECD, OSCE, and the United Nations. They are also a part of the Schengen Area.
The country boasts beautiful galleries, museums with ancient artifacts, and historical parks that are gorgeous. The country is very economically friendly with their use of bicycles more than cars. The stunning beaches, majestic castles, lush green forests, moderate climate and friendly people make it a great country to vacation in. If it already isn’t then Denmark should definitely be on your list of places to visit in your lifetime because you will be missing out on something great. It is a nice place to take your family during summer for a vacation full of fun and joy along with its quiet and calm moments.
Denmark is full of stunning sights whether it be the natural beauty or the beauty of man-made structures like the Oresund Bridge that connects Sweden and Denmark through a road and rail. We have here a list of amazing places that you can visit when in Denmark to really take in the country in its glory:
- Oresund Bridge
- The Faroe Islands
- Christiansborg Palace, Copenhagen
- Hans Christian Andersen Museum, Odense
- Nyhavn, Copenhagen
- Tivoli Gardens, Copenhagen
- Kronborg Slot, Helsingor
- The National Gallery of Denmark (Statens Museum for Kunst), Copenhagen
- Lyngby Open-Air Museum (Frilandsmuseet), Copenhagen
- Egeskov Castle, Kvarnstrup
- Amalienborg Palace, Copenhagen
- The Round Tower, Copenhagen
- National Museum of Denmark, Copenhagen
Globalization is urging us to leave our home countries and seek the greener pastures that promises better expansion and accomplishment of our personal and professional goals. This has led to increasing global movement and migration. People are increasingly flocking towards the developed and growing countries to nurture their dreams and Denmark has become the hub of dreamers!
Yes, if you are also interested in migrating to this amazing country and want to be part of its buzzing city life or mesmerizing country side then surely you need to be hyper-vigilant while seeking the Apartments in Denmark. Your decision regarding your House in Denmark will significantly influence your overall experience of living in the country. There are certain aspects that need to be taken in consideration like: city you choose to live, the rent or cost of property, locality, facilities, access to transports etc. Certainly this list is endless and can be stressing when compare to leaving the comforts and familiarity of one’s home country. Hence, it is quintessential that you make your choices pertaining to your stay in new place, conscientiously.
Before you venture into some sceptical conclusions you need to be aware of the different types or category of Apartments in Denmark. To begin with, you can seek House in Denmark in 3 significant categories namely:
1. Renting (lejebolig)
2. Buying (ejerbolig)
3. Housing co-operatives (andelsbolig)
We will discuss these three options one by one so that you can assess your preferences and convenient zones that leads you to apt choice in selecting Apartments in Denmark.
1. Renting a House in Denmark:
Firstly, there is renting option available to you and it is one of the most sought after option for the new comers. There are ample resources that can help you in having the access to the available houses and apartments in your preferred city. But first of all let’s know about the different renting options that you can avail:
• Renting Private Housing:
This renting option can be availed by the interested people through the landlords or property agencies. Whosoever you are dealing with requires you to sign a contract and hence, you need to be vigilant in deciding the various parameters of this renting option. There is choice between the furnished and unfurnished private housing. In the former, the basic furnishing items are available and in case of the later it is absent. But in some cases in unfinished housing the kitchen equipments are present. It tends to be dependent upon the unique situations and your luck!
The most important thing to keep in mind is the financial aspect. The furnished houses tend to be quite expensive than the unfurnished ones. Therefore, you need to seek your budget limitations before venturing into any of the choices. And, make sure that the items, facilities and financial details are clearly mentioned in the contract.
• Renting Public Housing:
Interestingly, there is also availability of public housing that is owned by the non-profit organizations or subsidized housing associations. They are very cost-effective options. But, as they are welfare oriented, hence, there is preference give to the special needs. Still it is worth exploring option!
If you are interested in exploring it further and want insightful information pertaining to this option then you can seek the National Federation of Housing Associations. It will help you locate the available houses and apartments in this very profitable category.
• Renting from a tenant:
Of course, then there is option of seeking rented accommodation straight away from the tenant. You can get the desirable features through this option as it will give you larger scope and range of choices. There are countless options on the internet and you can explore the images as well. It also helps you in comparing the ultimate cost of your selection in your preferred location. This will provide you with enough clarity of your choices and preferences as well!
Moreover, you also need to know about “tenant unions” or “housing associations” that are very active as well as quite efficacious in your search. They will help you by providing you various links and contacts of the landlords and the interested agencies. This can actually accelerate your search and help you get the desirable results in your quest for the perfect housing option for you and your family, and that also in your budget!
2. Buying a House in Denmark:
There may be the chances that you are looking for buying property in Denmark and for that ‘Estate agents’ and ‘building societies’ can help you in moving towards better options. By seeking the appropriate and reliable sources you can greatly reduce the stress and the hassle in acquisition of Apartments in Denmark. In addition to this, there is facility of loans is also available with the building societies. This is very profitable and sensible options for those who want to invest in property and have a long term vision of permanent stay in this sensationally beautiful country.
It is advisable that you seek well-researched resources as well as take care of the property tax information so that you can avoid complications and subsequent disappointments!
More and more houses are sold as “Selvsalg“. The Danish term for For Sale By Owner
3. Housing Co-operatives (Andelsboliger):
If you are invigorated in checking some other alternatives in housing facility in Denmark then exploring housing co-operatives can be really worthwhile. In this option, you can buy the shares of the co-operative and use it for accommodation. The positive dimension is that the shares can be sold if you are moving out, after some time.
Hence, now you are thorough with all the available options that can help you in deciding what suits your unique set of requirements. Fortunately, Denmark is never going to disappoint you in any way. In fact it will be making you feel comfortable and welcoming in all the possible ways. Once you have opted for the right place to live you will be able to make a smooth functioning life that will not only be fulfilling but enriching and buzzing. It is time that you start dealing with practical aspects of migrating to a new country and ensure solid foundation from the very ‘beginning’!
Useful links:
The Danish Tenants Association
In this modern era of 21st century life is full of tensions and stress. Everyone seems to be running in a mad rat race that probably has no end to it. People are earning millions but are still not contented and in fact, unhappy. Does it seem to be your own story too? Well you no longer need to worry and be unhappy because I know a place where everyone is happy and contented with no corruption or income inequality. If you are thinking that I might be joking then you are wrong because today I am talking about one of the happiest and incredible countries in the world named ‘Denmark’, fondly known as the Kingdom of Denmark.
Well you all must be wondering on what basis I am calling Denmark the happiest of all countries. Denmark has been ranked as the happiest country in the world several times as per various surveys. Apart from being the happiest nation, Denmark is also privileged to have the highest percentage of happiest employees in the world. Denmark also ranks number one in per capita income, income equality, and social mobility and ranks highly positive on Corruption indexes. Thus all these wonderful reasons make Denmark a perfect place for all to move here.
So if you planning to move to Denmark then this article is definitely for you and if you are not, then I am sure that after reading this you would surely plan to move to this amazingly beautiful country. First thing to know about Denmark is that it is a sovereign state ruled under constitutional monarchy and Queen Margrethe 2 is the head of the state. The climate is unpredictable and there are chances that it may surprise you often because there can be times when you’ll experience sun, rain, heat and cold all in a single day. So prepare yourself for it with layers of different clothing as most of the Danes do. Denmark is an extremely eco-friendly country so you must contribute your bit when you become a part of it. Most Danes do it by getting themselves a bike. Yes, 50% of Copenhagen’s population commute to work on their bikes, so take this mode of transport rather seriously.
Moving to a new nation means you need to interact with different people, so when you move to Denmark you must be well conversant with the local language i.e. Danish. And the best part about learning this language is that you can join various language courses in Denmark that are free of cost. Getting a job in Denmark is also not a very difficult task. So after having knowledge of the people, language, weather and job, your next big question should be about your accommodation.
You can have an accommodation in two ways; firstly you can rent Apartments in Denmark or you can go on to buy a house in Denmark. Let’s talk about the things you need to know about getting a rented apartment in Denmark. When you move to Denmark you can either contact a private landlord or a non-profit agency that will assist you in getting a rented apartment. Once you have finalized your apartment in Denmark, you need to enter into a rent contract with your landlord. However such contract is not compulsory but it is definitely desirable as it establishes the duties and obligations of both the tenant and landlord and being new in the country you are protected from facing any unpleasant surprises. The rent contract states the rent, period of lease and amount of deposit. As per the normal customary of Denmark, the tenant is asked to pay a deposit and three month’s rent in advance. However in order to protect its new immigrants from high rents, the Denmark government even provides rent assistance to the tenants based on their financial abilities.
Now let us have a look at the laws governing the new citizens or immigrants regarding buying of a house in Denmark. If you are a European citizen, then you don’t need to get Denmark’s government permission before buying any property here. However if you are not a European, then you must seek permission from Denmark government before entering into any contract. The next step after obtaining permission would be to approach a reliable and capable real estate agent that is well versed with the state of Denmark and its properties. If you are not having sufficient funds to buy a house in Denmark, then you can also approach Denmark building societies that offer you loans to make your dream of buying a house come true. The amount of loan offered varies from person to person and is strictly as per one’s paying capacity and income. Thus before applying for a loan in building society one must be in possession of a regular job with sufficient level of income. Before buying a house in Denmark you must have the knowledge of the value of your property, as in Denmark an individual is taxed on the basis of value of his/her house.
Another amazing feature of renting or buying an apartment in Denmark is that if you are short of funds or feel lonely at times, you can go in for co-housing. Co-housing is a concept invented in Denmark and a large number of Danes still live here like that. All you need to do is find the perfect people that are cooperative and friendly which won’t really be a problem because most Danes are like that. And then you can get an accommodation that has a common kitchen and you all stay together like a big family sharing all common responsibilities. Co-housing means less cooking, cleaning and your children too are very well taken care of. So don’t hesitate to go in for co-housing as it is a wonderful concept aimed at solving your housing problems.
Last but not the least, I would like to say that moving to a new country is never an easy task and it may involve many difficulties but all you need to do is stay in contact with reliable people and agents that provide you with the best deals possible. Always keep your eyes open so that you don’t get cheated. I am sure that you would never regret your decision of moving to Denmark because it is a beautiful place meant for beautiful people.